The list of key risks that should be keeping us awake at night seems to be forever changing. Whatever your list, Culture and Conduct Risk should be a permanent fixture in your "Top 10". Firstly, the risk is enduring - as long as we have people, we have this risk! Secondly, it is a major driver of many other risks and of overall performance. I would go as far as to say it is the foundation on which everything else is built and many years ago, I was spiritually advised to build on rock, not on sand! Are you adequately measuring, monitoring, managing and controlling your culture and conduct foundation?