Protecht for banks and credit unions

Strengthen resilience. Own your risk.

Empower your risk, compliance, and executive teams with one platform to manage obligations, oversight, and third-party resilience: purpose-built for APRA-regulated institutions.

Stay ahead of changing regulations and obligations

Streamline how you capture, assess, and respond to regulatory updates from APRA, ASIC, and beyond.

Monitor and manage compliance with CPS 230, CPS 234, CPS 220, RG78, RG271, FAR, DDO, AML/CTF and privacy regulations in a single, centralised platform
Track regulatory changes and map them to policies, controls and obligations to reduce manual effort and oversight risk
Assign ownership, schedule actions and log attestations to meet deadlines with confidence
Enable clear and consistent board reporting with real-time dashboards and audit trails
Save time and reduce risk of errors with integration between Protecht and ASIC’s regulatory portal and Internal Dispute Resolution data requirements

Gain an integrated view of enterprise risk

Consolidate fragmented risk and compliance systems into one connected framework for full visibility and better decisions.

Connect risk registers, controls, compliance obligations, and incidents in one place
Align with APRA's CPS 220 expectations for integrated enterprise-wide risk management
Report across all risk types with dynamic dashboards showing trends, heatmaps and control effectiveness
Replace spreadsheets and siloed systems with a scalable solution tailored for ADIs of all sizes

Strengthen your operational resilience and incident response

Meet CPS 230 requirements with structured workflows for incident management, third-party oversight, and continuity planning.

Record, triage, escalate and resolve incidents with automation and traceability
Maintain and test resilience plans for critical operations and service providers
Identify, track and assess "material service providers" as defined by CPS 230, and submit your register in alignment with APRA’s template
Conduct root cause analysis and link incidents to related risks, obligations and controls

Manage third-party risk with confidence and clarity

Maintain a central register of service providers, assess risks, and demonstrate oversight at all times.

Create a full inventory of service providers with tiered risk ratings and performance metrics
Schedule and document reviews, due diligence and ongoing monitoring
Map third-party risks to related incidents, controls, and business continuity plans
Support outsourcing oversight and regulatory readiness with up-to-date data and evidence

Trusted by well known organisations

Flexible risk management. Designed by risk experts.

Analytics & dashboards

Configurable platform

User experience

Implementation and support

Your insights. Made for action.

Get a full picture of your business’s risk profile – so you can make better strategic decisions faster. Protecht’s platform delivers interconnected, structured data through dashboards and reports that can be easily categorised and documented. So you can spot trends and identify areas that need the most action. And bring important stakeholders along the journey too.

A platform of possibilities.

Our system can be configured to your business’s unique needs without any coding. With features like a dynamic form builder, the capability to automate notifications and email alerts based on your unique needs and customisable risk assessment scales, it has the flexibility you need for a risk solution that’s all your own.

Designed for teams. Delivered to take you further.

Risk management isn’t the responsibility of one person. Protecht’s clean, easy-to-use solutions help you engage and empower more of your team – so that risk ownership reaches more of your organisation. That means less time chasing teammates on the day-to-day tasks. And more time focusing on strategic work that makes the biggest difference

Get the expertise. Experience success.

No two organizations are the same – and that includes how they manage risk. For over twenty years we’ve been partnering with clients across all kinds of industries to implement ERM solutions that adapt to their needs and set them up for success. Our team can quickly implement a way forward that works for you – and then keep you at the forefront of any key changes to the risk landscape.

Case Study

How Pinnacle Investment Management stays in control with Protecht

Pinnacle Investment Management needed a robust and scalable system that they could easily adapt to meet operational and regulatory obligations worldwide. Choosing Protecht ERM meant that their own expert risk managers could stay in the driver’s seat.

Thought leadership on risk for banks and credit unions.

Watch our latest thought leadership webinars and read the latest blogs, eBooks and white papers on risk management topics for banks and credit unions.

Blog

CPS 230 compliance: Simplify your path with Protecht.

Read now

Blog

What is anti-money laundering? A complete guide to AML compliance.

Read now

Product demonstration webinar

Need to meet CPS 230? Meet Protecht ERM.

Watch now

Thought leadership webinar

The road to CPS 230: Bringing resilience to life through scenarios.

Watch now

Frequently asked questions about governance, risk and compliance (GRC) for banks and credit unions

Banks and credit unions must comply with APRA's prudential standards on capital, liquidity, operational resilience, information security, and risk management. These include CPS 220 (Risk Management), CPS 234 (Information Security), and the new CPS 230 (Operational Risk Management), which consolidates and strengthens existing rules on outsourcing and business continuity.

CPS 230 increases expectations for operational resilience and third-party oversight. From July 2025, institutions must identify material service providers, ensure robust continuity planning, and report significant incidents. It applies to all APRA-regulated entities, including credit unions and small ADIs.

FAR took effect for ADIs in March 2024 and expands the scope of executive accountability. It requires institutions to clearly define accountable persons, map obligations, and implement governance measures to ensure individuals act with integrity, care and diligence. FAR replaces the Banking Executive Accountability Regime (BEAR).

Smaller banks and credit unions face mounting pressure to keep up with APRA, ASIC, AUSTRAC and legislative updates. With limited staff and fragmented systems, this often leads to missed obligations and increased compliance risk. Protecht helps automate change tracking and centralise compliance workflows to ease the burden.

A centralised system allows banks to document all outsourcing arrangements, assess and monitor risk, and track performance. Protecht supports CPS 230 compliance with built-in registers for material service providers, workflows for vendor reviews, and the ability to link third-party risks to incidents and controls.

Integrating risk, compliance, audit and incident data into a single system gives banks a real-time view of their risk posture. This improves board reporting, reduces duplication, and aligns with APRA’s expectations under CPS 220. Protecht replaces manual processes with connected registers, dashboards and workflows.

Protecht provides structured, auditable frameworks to meet CPS 230 and FAR requirements. It enables tracking of material service providers, incident management, resilience testing, and executive accountability mapping. Automated workflows, evidence logs, and dashboards support readiness, reporting and regulator engagement.